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Sharron Taylor
REALTOR®, Associate Broker

Posts from December 30th, 2019

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December 30th, 2019 by

Real Estate Terms

Our REALTORS® know getting a mortgage on the best terms is something all buyers think about. That's especially true of first-time buyers! When you're exploring the best Richmond homes for sale, sound financing means peace of mind.

Luckily, the mortgage process is a lot easier than it seems at first!

The more you know, the simpler it is to get a mortgage loan you can be happy with. We'd like to address one of the most common questions about home financing our team gets: The difference between pre-qualifying for a loan versus receiving pre-approval.

Pre-Qualification and Pre-Approval: What's the Difference?

When it comes to getting a great home loan, starting sooner makes life easier.

Prequalification and preapproval are steps you take to smooth the path to your final loan package. You can think of one of them as the trial run, while the other is the "real deal."

Pre-qualifying can happen in a matter of minutes the first time you talk to your lender. You discuss your finances and get a ballpark estimate for what loan amount you can expect. It's not necessary to document your income, and you're not committing.

Click Here to Read More...

Categories: Buy a House
Tags: Napier ERA, Buying a house, First-time Buyers, Home Loan
Sharron Taylor
Sharron Taylor Office: (804) 928-6493 Cell: (804) 928-6493 Fax: (804) 747-8193 Email Me
West End Office Main Phone: (804) 747-7653
10148 West Broad Street
Suite 200
Glen Allen, VA 23060
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